Rules for dating medicaid employees

29 Apr

If you want the best service from your agent or broker and the insurer, however, you may want to avoid the rush by planning your open enrollment period off-peak.

For example, for a coverage year of July 1 to June 30, open enrollment would be in the spring.

The landmark COBRA continuation coverage provisions became law in 1986.

The law amended the Employee Retirement Income Security Act of 1974 (ERISA), the Internal Revenue Code and the Public Health Service Act (PHS Act) to provide continuation of employer-sponsored group health plan coverage that is terminated for specified reasons.

The Health Insurance Association of America describes Medicaid as a "government insurance program for persons of all ages whose income and resources are insufficient to pay for health care".

You can add employees to the medical plan when they are hired, usually on the first of the month following date of hire, or the first of the month after completing a waiting/probationary period.

Once the employee chooses a plan, it stays in effect until one of two things happens: Every year, employees have the option to change their medical coverage during “open enrollment.” Open enrollment for small employers usually is the month prior to renewal date of the policy and lasts about one or two weeks.

The COBRA law only applies to group health plans maintained by employers with 20 or more employees in the prior year.

In addition, the law does not apply to plans sponsored by the governments of the District of Columbia or any territory or possession of the United States, certain church-related organizations, or the federal government.